So you think you’re insured?

As Horsington couple discovered to their horror that they had never been insured, as their house was close to a stream

A cautionary tale from a Horsington couple.

A leaking oil tank is everyone’s nightmare. Especially when the authorities treat the accidental perpetrators like mass murderers, at least at the outset. A large bill for the over-the top-clean-up for even a modest spillage like this is guaranteed, but not to worry, it’s all covered by insurance. Or is it?

A well-known 3-letter insurance company (motto: re-defining standards – and how!) insured the couple.
They were surprised to discover that not only did the insurance company refuse the claim, but that they had never been insured. Why? Because their house was within a quarter of a mile of a watercourse*. The company has gallantly offered to repay their premiums from the start of insurance.

There is now a big fight going on, but in the meantime the rest of Horsington and South Cheriton had better check their policies. Most of the houses in both villages are close to a stream. And beware of buying insurance on line.

* Not 25 metres, as stated in an earlier edition.


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